In addition to using specialized vendors and attorneys, it is also very profitable to utilize recovery procedures to audit recovery demands from other carriers. Auditing demands can reduce subrogation related liability payments by as much as 18%. Even more profitable is to find a "hard dollar" recovery vendor that can serve a dual purpose and audit demands as well as perform the "hard dollar" recovery services. These types of vendors are few and far between. The blending of the two services has not been a traditional type of company because of the expertise and licensing required to audit claims.
Higher deductibles are another way of getting low cost auto insurance. When you increase your deductibles, you lower your premiums by as much as 15 to 30 percent. Call your low cost insurance agent or check online to see what kind of impact changing your deductible, will have on low cost auto insurance. For example, if your existing deductible, is four hundred dollars, see what would happen if you raise it to six hundred dollars, or even eight hundred dollars.
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Fraud is by all means a grave crime. Not only can it cause imprisonment, it can lower your chances of even getting security ever. In addition, when you are proven guilty of insurance fraud, it will be more difficult for you to make your claims even if they are fully honest. Intensive questioning will be conducted before any claims will be approved. Thus, it is your responsibility to avoid ever doing insurance fraud or even take part in it. As we all know, being an accomplice is just as bad as being the center of the crime.
1. When buying commercial auto insurance study the policy and ensure that it covers: property damage, bodily injury, uninsured motorcycle riders or motorists who may get involved in an accident, medical cover, collision, cargo, and more. The coverage should be comprehensive.Russell and Smith Ford Houston
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